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1st Liberty Insurance Agency Inc.

At 1st Liberty Insurance, we prioritize our clients by combining deep industry expertise with a personalized approach. Specializing in Property and Casualty lines, we are a premier choice for General Liability, Commercial Auto, Fleet, and Trucking businesses across Florida, Georgia, and Texas.
We pride ourselves on finding solutions where others can’t. Whether you are a business owner seeking coverage for a commercial building, a transportation company managing a complex fleet, or a driver requiring specialized filings like FR44 or SR22, we have the markets and the knowledge to protect you. We also offer competitive options for young and elderly drivers, ensuring every member of our community has access to quality coverage.
When you schedule an appointment with us, you can expect a dedicated partner who values your time and works tirelessly to secure the best possible premiums and protection. At 1st Liberty, you aren’t just a policy number
you’re our priority.

Address

#203
540 Northwest University Boulevard
Port St. Lucie, Florida 34986

Office Hours

  • Monday-Friday 8:00AM-5:00PM

Why our clients choose us

“1st Liberty made getting insurance for my trucking business seamless. They understood the complexities of fleet coverage and saved me a significant amount of time and money.”
“As a driver needing an FR44 filing, I was struggling to find an agent who would help. 1st Liberty treated me with respect and got me back on the road quickly."”
“Exceptional service for our commercial property. They are responsive, professional, and truly advocate for their clients' best interests”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!