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Flores Ruiz Porraz LLC

At FRP Insurance, we believe insurance should be personal, straightforward, and tailored to your needs. Proudly serving Kansas and Missouri, we help individuals, families, and businesses find quality coverage at competitive rates while providing the personalized service you deserve.
We offer a wide range of insurance products, including:
  • Auto Insurance
  • Homeowners & Renters Insurance
  • Commercial & Business Insurance
  • General Liability
  • Workers’ Compensation
  • Life Insurance
  • Umbrella Insurance
  • Landlord & Rental Property Insurance
Our experienced team works with multiple top-rated insurance companies, allowing us to compare coverage options and find the best value for your specific situation.
We proudly serve both English and Spanish-speaking customers, making it easier for more families and business owners to understand their insurance options with confidence.
Whether you prefer to meet in person, over the phone, or virtually, we make the process simple and convenient. When you visit our office, you can expect friendly service, honest advice, and a no-pressure approach focused on protecting what matters most to you.
At FRP Insurance, we’re committed to building long-term relationships—not just selling policies. We look forward to earning your trust and becoming your insurance agency for years to come.

Address

Unit A
838 Minnesota Avenue
Kansas City, Kansas 66101

Office Hours

  • Monday - Friday 9:00 AM - 5:00 PM
  • Saturday - Sunday Closed

Why our clients choose us

“Marcial was so very helpful and pleasant to talk to. He provided me with different quotes and I was able to get insurance with no hassle! Thank you so much! I highly recommend this company!”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

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Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

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At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!