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NY Insurance Consultant

NY Insurance Consultant is a licensed, multi-state insurance agency providing contractors insurance, restaurant insurance, and small business insurance across New York, New Jersey, Pennsylvania, Connecticut, South Carolina, North Carolina, Georgia, Indiana, and other states.
We specialize in commercial insurance for contractors and small businesses, including General Liability, Workers’ Compensation, Commercial Auto, and Commercial Property. Our team understands the regulatory and contractual requirements businesses face in different states and helps ensure coverage is properly structured and compliant.
We proudly offer Spanish-language service and work as a local agent with national reach, delivering clear guidance, efficient quoting, and ongoing support. Appointments are easy to schedule, and most services can be handled remotely by phone, email, or WhatsApp.
If you’re looking for an experienced insurance partner who supports businesses across multiple states, NY Insurance Consultant is here to help.

Address

Suite 201
1234 West Broadway
Hewlett, New York 11557

Office Hours

  • Monday-Friday 9:00AM-6:00PM

Why our clients choose us

“NY Insurance Consultant has been outstanding from day one. As a contractor, having the right contractors insurance in New York is critical, and their team made the entire process clear and stress-free. They helped us secure General Liability and Workers’ Compensation quickly and made sure our certificates met all contract requirements. The Spanish service was a huge plus, and communication was always fast and professional. If you’re a contractor looking for a reliable local insurance agent who truly understands construction risks, I highly recommend them. -ACE Construction LLC – Elias”
“We’ve worked with NY Insurance Consultant for our small business insurance, and the experience has been excellent. They took the time to understand our operations and explained our coverage in simple terms. From Commercial Auto to General Liability, everything was handled efficiently and on time. It’s hard to find an agency that combines personal attention with the ability to handle coverage across multiple states. They are knowledgeable, responsive, and truly dependable. -Cool Bros Corp – Milton”
“Finding the right insurance for a growing contracting business isn’t easy, but NY Insurance Consultant made it simple. They helped us structure proper contractor insurance that meets New York requirements and keeps our business compliant. The team is professional, detail-oriented, and always available when we need certificates or policy updates. Their bilingual support and understanding of contractor needs really set them apart. Highly recommended for any contractor or business owner looking for long-term insurance support. -Freeport General Contracting – Hugo”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!