Rethink Small Business Insurance

Coterie is redefining the way small business insurance operates by bringing speed, simplicity, and service into the commercial insurance experience.

Consider small business insurance an opportunity, not an obligation.

Forget about time-consuming, complicated, and expensive processes. Business owners deserve an easy & integrated insurance purchasing experience.

Agents & Brokers

Quote & accept small, startup, pre-revenue, and home-based business insurance policies online – in minutes.

Digital Partners

Integrate insurance into the platforms and processes that businesses already use, unlocking protection in minutes.

Small Businesses

Find a local insurance agent and discover the right insurance coverages for small businesses & contractors.

We’re on a mission to build and foster a world-class team to bring speed, simplicity, and service to commercial insurance.

Simplifying small business insurance through data, technology & insurance expertise

  • Meeting small businesses where they already do business
  • Enabling insurance agents & brokers with the tools they need to better serve each unique business faster, and more profitably

Uncomplicate the process of buying and selling of commercial insurance

  • Leveraging accurate underwriting data to eliminate application data entry
  • Avoiding errors and underwriting approval wait times (saving 75%+ of time)
  • Delivering accurate coverage recommendations & pricing

Business insurance built for today and the future

  • Backed by A-rated licensed insurers and reinsurers.
  • Digital, real-time underwriting
  • Appetite for 80% of small businesses
  • Admitted products in all 50 states
  • BOP, GL & PL
  • Simple & highly customizable API integrations

Our Amazing Partners & Agencies

The only truly digital underwriting platform on the market.

What if commercial insurance could be easy?

Agents & Brokers: Embrace the Easy with Coterie Insurance

Antiquated systems and slow processes mean making a profit on small business insurance is a near impossibility.

How much is your time worth? We think it’s worth quite a lot which is why we’ve simplified the whole process.

Add a Digital Insurance Experience to Your Technology Platform

While traditional insurers have lengthy integration processes with complicated applications, Coterie is designed for speed & simplicity. Coterie APIs are simple, robust, and constantly innovating. We help teams with limited resources get up and running faster than ever before.

Obtain Coverage For Your Business, Gig, Or Side Hustle with Ease

We know purchasing insurance is an annoying chore. With fast & easy application processes, accurate & reliable policies, and the best network of agents & brokers around, we make getting the right level of coverage for your business needs both quick and pain-free.

Think all small business insurance platforms are created equal? Think again.

Rethink commercial insurance with Coterie.

We’re passionate about small business success. We’re simplifying commercial insurance through a 100% digital, data-powered underwriting platform and relationship-focused experience.

Our products & services are continuously innovating based on our customers’ feedback.

Our agents, brokers & partners are forward-thinking and dedicated to rethinking the insurance buying and selling process.

Join the small business insurance revolution making it more efficient and profitable while eliminating the hassles and delays of yesterday.

Agents or Brokers

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Digital Embedded Partners

Let's Work Together

Small Businesses

Find an Agent & Get Covered

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!