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AIC Insurance Agency

As a fellow small business owner, I understand the immense effort and dedication it takes to build a successful enterprise. At our insurance agency, we share your commitment to safeguarding your business and personal assets by providing tailored insurance solutions to meet your unique needs. Allow me to share why partnering with our agency can be a game-changer for your business. Our agency is proud to serve small businesses throughout Arizona and neighboring states.

We recognize the challenges faced by small business owners in today’s markets and are dedicated to offering specialized insurance solutions to protect your hard work and investments. We offer a diverse range of insurance products tailored to meet the specific needs of small business owners.

Our comprehensive product offerings include: – Business Property Insurance: Safeguard your business property, equipment, and inventory against unforeseen events such as fire, theft, or natural disasters. – General Liability Insurance: Protect your business from financial loss due to third-party claims of bodily injury, property damage, or advertising injury. – Business Interruption Insurance: Ensure financial stability by covering lost income and expenses in the event of a covered disruption to your operations. – Workers’ Compensation Insurance: Provide essential coverage for employees injured on the job, protecting both your employees and your business. – Professional Liability Insurance: Protect your business from claims of negligence or errors and omissions related to professional services provided. – Additional insurance products: Auto, Home, Flood, Life, and Health We understand that as a small business owner, your time is precious.

Address

Suite 3757
100 Easy Street
Carefree, Arizona 85377

Office Hours

  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday By Appointment Only
  • Sunday Closed

Why our clients choose us

“Always friendly, efficient, and knowledgeable! Thanks Aaron!”
“Aaron is a laid back guy who really understands the ins and outs of insurance coverage. Knowledgeable! I am starting a business and need to know what to look out for in terms of liabilities. Aaron is the man!”
“great person overall! very responsive, helpful and informative. you can tell he cares about you and not just another sale.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

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At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!