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ModernInsurance.io

We’re Different – in a good way. After starting in the insurance industry in 2001 and building one of the top agencies in Arizona, there came a time where we decided that clients deserve better. The antiquated insurance companies that have been around for 100 years or more had to provide a greater experience for clients. Since 2016, we have dug deep into data and technology, pushed carriers to be superior, sat on product boards to enhance the client experience, won Agency InsurTech awards, had numerous conversations with insurance carrier executives and CEOs, and paid extremely close attention to the new InsurTech carriers that have come about. It wasn’t until 2020 where we were confident enough in the InsurTech carriers that we decided to create a new and modern agency, which was all about the client! We want to utilize data and technology like any other industry. We want to show clients a new way of experiencing insurance. We want the client experience to be Fast.Simple.Smart. Thus the reason ModernInsurance.io was founded!
Open Saturday by appointment only.

Address

690 East Warner Road
Gilbert, Arizona 85296

Office Hours

  • Monday 09:00 AM - 05:00 PM
  • Tuesday 08:00 AM - 05:00 PM
  • Wednesday 08:00 AM - 05:00 PM
  • Thursday 08:00 AM - 05:00 PM
  • Friday 08:00 AM - 05:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“"Did what other insurance company’s could not" -- Martin R.”
“"Kari was terrific to work with, this took less than an hour to complete and I walked away a VERY satisfied customer!!!" -- Michele G.”
“"Sheri was able to help me with everything I needed. She was very friendly and on top of getting back to me right away. I would recommend this brokerage company to anyone." -- Piper S.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!