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Arizona Reliable Insurance Agency

Our insurance agency is fully dedicated to serving our community and helping every single client with all their insurance needs. Our staff is trained to always put the needs of our customers in their best interest! We are dedicated to helping your family and all your belongings covered at our best rate available. Janice Perez has been in the insurance industry for close to 13 year. Her team is growing and helping local Arizona families along the way!
Open Saturday & Sunday by appointment only.


14122 West McDowell Road
Goodyear, Arizona 85395

Office Hours

  • Monday 08:30 AM - 05:30 PM
  • Tuesday 08:30 AM - 05:30 PM
  • Wednesday 08:30 AM - 05:30 PM
  • Thursday 08:30 AM - 05:30 PM
  • Friday 08:30 AM - 05:30 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Janice, this was an amazing experience dealing with such professionals. Yourself and your team helped me with my home and auto needs. You went above and beyond to save me money. Thank you so much! -The Estrada's”
“I was so pleasantly surprised by how fast and efficient they were. I didn't know such a service existed. They are now my #1 insurance brokers. Ms. Perez was super friendly and a delight to work with. I am so grateful to them for saving day by helping me stay covered. I couldn't thank them enough.”
“Extremely friendly and helpful. Responds very quickly to all questions and explains in detail.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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