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Steel Insurance Agency LLC

Local help for Small to Middle-Market Business and Personal Lines Insurance across Arizona often attracting clients in the Phoenix Metro East Valley -including Scottsdale, Gilbert, San Tan Valley, Chandler, and Mesa.
Justin Oviatt is the Principal Agent of Steel Insurance Agency, serving individuals, families, and businesses across Arizona. With more than 20 years of experience in the insurance industry, Justin has worked with national and regional carriers along with independent agencies, giving him a deep understanding of how coverage is designed, priced, and managed.
He has served as Board President of the Arizona Insurance Council and has contributed on multiple industry advisory boards. Justin has served as a guest speaker on risk management and sales leadership at Arizona State University, Northern Arizona University, Grand Canyon University, and Chandler-Gilbert Community College.
Justin earned his Bachelor’s degree in Business Management from Arizona State University and a Master of Global Management from Thunderbird. Fluent in English and Spanish, he is committed to helping clients clearly understand their insurance options and make confident decisions.
Justin approaches his work with integrity, accountability, and long-term commitment. He leads Steel Insurance Agency to provide transparent, responsive, and client-focused insurance solutions so every client knows they have a trusted advisor and an “Agent for Life.”
Ready to work with an experienced Arizona insurance advisor?
Contact Justin (It’s simple):
Office: 480-863-5111

Address

Suite 110
4811 East Julep Street
Mesa, Arizona 85205

Office Hours

  • Monday-Friday 8:00AM-8:00PM
  • Saturday 9:00AM-5:00PM

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
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Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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