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Erazo Insurance Services LLC

Since 2010, Johnny has distinguished himself in the insurance brokerage industry by adeptly insuring both large and small businesses, showcasing an unparalleled expertise in navigating the complex insurance market. As a seasoned data analyst in the healthcare field, Johnny has a fervent passion for numbers and complex data analysis, which he ingeniously leverages to meticulously shop for the best insurance rates and coverages for his clients.
His analytical prowess allows him to adopt a proactive approach, consistently securing lower rates at renewal and ensuring his clients always benefit from the most cost-effective solutions. Esteemed for his meticulous attention to detail, Johnny’s clients particularly value his ease of contact and the reassurance that he remains their primary point of contact, accessible via email, phone, or text. Johnny’s commitment to excellence in service not only sets him apart but also establishes a benchmark in the insurance brokerage sector.

Address

PO Box 66942

Phoenix, Arizona

Office Hours

  • Monday 8:00am - 8:00pm
  • Tuesday 8:00am - 8:00pm
  • Wednesday 8:00am - 8:00pm
  • Thursday 8:00am - 8:00pm
  • Friday 8:00am - 8:00pm
  • Saturday 8:00am - 8:00pm
  • Sunday 8:00am - 8:00pm

Why our clients choose us

“Thank you for yesterday's mission impossible becoming POSSIBLE :) I appreciate the extra effort and attention.”
“You live up to your name, "Johnny-on-the-spot"”
“You are worlds better than my last broker!”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
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Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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