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Independence Insurance Group PLLC

Founded in 2009, we have a total combined industry experience of over 36 years. We are an independent agency and have several options to offer to our clients. We are not bound to a single insurance company that offers a single type of product, but instead, we look for the best fit for each of our clients, our goal is to find the right combination of coverage and price.


10210 North 32nd Street
Phoenix, Arizona 85028

Office Hours

  • Monday 09:00 AM - 05:00 PM
  • Tuesday 09:00 AM - 05:00 PM
  • Wednesday 09:00 AM - 05:00 PM
  • Thursday 09:00 AM - 05:00 PM
  • Friday 09:00 AM - 04:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Top of the line service not only when Irene helps me find the best products in the market for me but also when accidents or problems happen. She's been there in good and not so good times for over a decade. I highly recommend them! I'm a very happy customer! - Marco Antonio Regil, TV Show Host & Personality San Diego, CA”
“Independence has been handling insurance for my businesses and personal matters for years, and I couldn't ask for better service. Irene is an excellent insurance professional with the knowledge and connections to ensure that I have the coverage I need, from reliable carriers, at good rates. As an attorney with somewhat complicated insurance needs, I really value the attention and professionalism of Irene's team at Independence. - Mike Poulton, Esq. Phoenix, AZ”
“Great service. We can always get a hold of Irene when we need her, and she is very quick at getting whatever insurance needs we have handled! This is very important. All too often one has to talk to a machine or e-mail. With Irene we call, and within a very short time all is handled. - Dr. Diane Krieger, Owner Paragon Chiropractic Phoenix, AZ”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
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Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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