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Lumenasa Insurance Agency LLC

With over 32 years of leadership experience in the insurance and finance sectors, Lumenasa Insurance Agency is reshaping the way consumers perceive value, choice, and guidance in insurance. Whether it’s home, auto, business or life insurance, our foundation rests on unwavering integrity, exceptional customer service, and partnerships with top-tier A+ insurance providers.

Address

Suite 355
4742 North 24th Street
Phoenix, Arizona 85016

Office Hours

  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Our broker Alberto actually cared about our business mission and motivated us just by being him. Service couldn’t have been better or faster, we are covered with the policies we needed at a great rate!”
“I recommend this place, they give a good service and find you the best insurance prices”
“Amazing services, got the exact insurance I needed for a fraction of the cost and the same day when others took weeks to get back to me. I couldn’t be happier with this service.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!