With over a decade of experience in the insurance industry, our Southern California business insurance firm consists of a skilled, reputable team of brokers and associates. Each of us possesses the knowledge, industry education, and required licensure to deliver top-notch business insurance services to small business clientele. Collectively, we are 100% independent; that is, we don’t work for any insurance carrier or outside interest. Because we represent the customer and not a specific insurer, we can scour the marketplace in search of the best policies to meet the needs of our clients. We don’t just offer you the first policies we encounter; after evaluating the risk of all potential policies, we only offer what we have carefully determined to be the best ones – business insurance policies with the deepest discounts, lowest premium rates, and most comprehensive coverage possible. As a result, we have written countless policies for our satisfied clients in the Southern California business community. We are licensed in both California, Arizona, and Texas and are highly competitive business property insurance experts in the commercial building, retail, and professional offices market. For more details on obtaining business insurance, contact Carmar Insurance Agency today. After asking a few questions regarding your business, we will gladly provide you with a commercial insurance quote.
“Great service. The explained my policy in details. They found me a great coverage for less money.”
“I have worked with Carlos and his team for over 20 years. They are very knowledgeable and courteous. I have recommended them to many, many clients.”
“Always ready to help very good customer service the best insurance agent I’ve ever had”
General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.
A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.
Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.
Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.
At Coterie, we are putting relationships at the forefront of small business insurance.
If you have any questions, Contact Us Today!
