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Best Formula Insurance

Commercial Lines for small and medium businesses.

Address

Suite K
3560 Santa Anita Avenue
El Monte, California 91731

Office Hours

  • Monday 9am - 5pm
  • Tuesday 9am - 5pm
  • Wednesday 9am - 5pm
  • Thursday 9am - 5pm
  • Friday 9am - 5pm
  • Saturday 9am - 2pm
  • Sunday Closed

Why our clients choose us

“Luis De La Cruz, is the best. He’s really sweet, friendly and patient. Always very helpful, has the answers to all of my questions and clears any doubts that, I might have in mind. I will forever be a loyal customer of his.”
“My agent Luis DeLaCruz was extremely knowledgeable, helpful and attentive to my needs. He actually cared and not try to fit me in an “one size fits all” in regards to all my policies. Anyone looking to get auto or home insurance, ask for Luis! He’ll definitely take care of you!”
“Absolutely, Luis de la Cruz He is friendly, efficient, and explains to you step by step making recommendations of what is best for you! Thank you Luis you are the best!”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

Agents & Brokers

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!