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KBIS offers insurance for individuals, businesses and special risks. We are committed to keeping our customers safe and satisfied and make sure they receive the right type of insurance for their needs.

With KBIS, you have a personal connection to your insurance broker, and we can provide many answers to any of your questions or concerns. We know insurance can be hard to understand sometimes, and we are committed to making sure you are comfortable.


12881 Knott Street
Garden Grove, California 92844

Office Hours

  • Monday 09:00 AM - 05:00 PM
  • Tuesday 09:00 AM - 05:00 PM
  • Wednesday 09:00 AM - 05:00 PM
  • Thursday 09:00 AM - 05:00 PM
  • Friday 09:00 AM - 05:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Customer Service 2 thumbs up! If you ever need HR help for your business (doesn't matter the size of the company) or Commercial Liability Coverage, please reach out to this business the owner Majeda Geramy she is amazing to work with! You will not be disappointed. Vasa M”
“Very please with the professional fast and knowledgeable staff. Look forward to using the services again. Thank you Lulu D”
“KBS has taken care of every need of mine for years. Majeda is thorough in her work, very genuine, and really knows her stuff. If you need someone you can trust, KBS is it. They will help make your business better than ever and be there every step of the way. Amber Lee”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!