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Elevation Business Insurance Agency

Elevation Business Insurance Agency provides brokerage services for individual and employer sponsored group insurance benefits. We are an insurance broker that aligns with your company. With an ongoing high level of service provided to you for no additional cost than that of your monthly premium. A service that extends through to your HR team and onto your most valuable assets, your employees. All agencies strive to set themselves apart. We strive to make ourselves a part of your organization. By supporting your plan administrator and providing ongoing education to your employees throughout the benefit plan year and not only during open enrollment. The education your employees receive now will largely impact the claims and cost increase in the long run. We negotiate the best rates and plan designs to maintain a healthy relationship with the carriers while creating an employee culture that will organically learn to appreciate the value you provide towards their well being. With wellness programs and HR team effort we can work toward improving your employee’s health, reducing claims, and balancing your annual spend on healthcare. THE PROCESS We will begin with a thorough review of your current plan designs, employer state and federal compliance responsibilities and analyze alternative programs that fit the demographic to enhance coverage where benefits are lacking while always keeping a tab on your company’s financial goal for the plan year. To name the basic lines of coverage we service: – General Liability – Commercial Auto – Business Owners Policy – Workers Compensation – Employee Benefits (Health, Dental, Vision, Life, Accident) – Ancillary Benefits to keep the best employees in the family Once your business is taken care of, at your discretion, we will offer to review your personal insurance needs and fill in any gaps or eliminate unnecessary coverage (you’d be surprised how many of our now clients were overpaying for having dual coverage, problem is only one policy would take effect should the need arise). Personal Coverage to include: – Homeowners – Personal Auto – Flood Insurance – Life Insurance – Individual Health Plans

Address

2372 Morse Avenue
Irvine, California 92614

Office Hours

  • Monday 09:00 AM - 05:00 PM
  • Tuesday 09:00 AM - 05:00 PM
  • Wednesday 09:00 AM - 05:00 PM
  • Thursday 09:00 AM - 05:00 PM
  • Friday 09:00 AM - 05:00 PM
  • Saturday 01:00 PM - 04:00 PM
  • Sunday Closed

Why our clients choose us

“Glad I found you guys online. Thank you for the prompt response and for getting me a policy within 2 business days just in time to get my business setup to get paid. - Jerry”
“I wasn't able to get coverage, but Cruz went above and beyond to find me the best rates. Unfortunately the line of business I'm in doesn't have the best rates in California and I was forced to keep my existing policy. Thank you for being honest and not overselling me on a higher premium. I will continue to refer business to you! - Robert”
“If you need a last minute bind, this is the office to call! It wasn't the cheapest rate, but I know what I'm paying for and feel assured knowing I will be covered if I'm ever hit again by someone without insurance. For years I thought I had full coverage, gotta read the fine print! Thank you Cruz! - Tanya”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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