At Carroll Agency Inc., we provide tailored insurance and risk management solutions backed by over 17 years of industry experience. Based in Colorado and licensed in 28 states, we proudly serve a diverse range of clients—from small businesses to growing families—delivering trusted guidance and long-term protection. What We Offer We specialize in commercial insurance, helping business owners safeguard their operations, employees, and assets with smart, strategic coverage. Our offerings include: Property & Casualty Insurance Workers’ Compensation Surety Bonds Industry-Specific Policies (construction, professional services, manufacturing, and more) We also offer comprehensive personal insurance and financial services, including: Auto & Home Insurance Life & Health Coverage Retirement Planning Every policy is customized to your needs, with the goal of providing security, peace of mind, and long-term value. Areas We Serve Headquartered in Colorado, Carroll Agency Inc. is licensed in 28 states, giving us the reach to serve clients across the country. Whether you’re operating a business in Colorado or managing personal insurance needs in another state, we’re equipped to help. Languages Spoken We currently offer services in English, with a focus on clear, timely communication to help you feel confident in every decision you make. Appointments Only – Here’s What to Expect To give each client the time and attention they deserve, we operate by appointment only. When you schedule a consultation, you can expect: A personalized, one-on-one discussion—in person, by phone, or virtually A thoughtful review of your goals and coverage needs Clear explanations and recommendations without pressure A seamless, professional experience from start to finish Why Clients Choose Us Independent & Client-Focused: We work with multiple top-rated carriers, so you get the best value—not just what one insurer offers. Proven Experience: With nearly two decades in the industry, we bring practical knowledge and real-world insight to every situation. Licensed in 28 States: We understand diverse regulatory environments and serve clients across state lines with ease. Service You Can Trust: Our mission is simple—protect what matters most to you with integrity, clarity, and professionalism. Ready to get started? Contact Carroll Agency Inc. today to schedule your appointment. We look forward to helping you build a safer, more secure future—wherever you call home.
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General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.
A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.
Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.
Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.
At Coterie, we are putting relationships at the forefront of small business insurance.
If you have any questions, Contact Us Today!
