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Hutchins Insurance Brokers LLC

GUIDANCE YOU CAN TRUST! With decades of experience in the insurance industry, we help businesses (no matter the size or complexity), creatives, residential associations, and personal insurance to protect what you’ve built. Our approach is simple: listen carefully, understand your operations, and provide coverage that makes sense in the real world.
We know insurance isn’t always easy to navigate. That’s why we focus on clarity, transparency, and practical solutions. Whether you’re a creator or a business owner, you deserve coverage that support your work – not complicate it.
Clients trust us because we take the time to explain your options, answer your questions, and guide you toward the right protection. No pressure. No confusing jargon. Just honest expertise and a commitment to doing what’s right.

Address


Colorado Springs, Colorado

Office Hours

  • Monday-Thursday 9:00AM-5:00PM
  • Friday 9:00AM-3:00PM

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!