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KRF AGENCY LLC

Specializes in providing comprehensive personal and commercial insurance solutions.
Personalized approach, and commitment to customer satisfaction, client advocacy, initiative-taking and responsive to you, the KRF Agency is working towards your preferred choice for insurance.
Every business is unique, and every family is unique. I work to provide insurance solutions to make your life secure and easier to manage.
Personalized approach, and commitment to customer satisfaction, client advocacy, initiative-taking and responsive to you, the KRF Agency is working towards your preferred choice for insurance.
Offers a wide range of personal insurance services – homeowners, renters, auto and life insurance with national and specialty carriers.
Commercial insurance services, including general liability insurance, property insurance, commercial auto insurance, workers’ compensation, and more.
In addition, our workers’ compensation insurance covers medical expenses and lost wages for employees who get injured on the job.

Address

1016 Sugar Beet Circle
Longmont, Colorado 80501

Office Hours

  • Monday-Friday 8:00AM-7:00Pm

Why our clients choose us

“Thanks for the renewal. Your service is 5 star! Send anyone my way if you need a referral.”
“I am keeping your contact infomation as a value-add to my clients. I'm looking forward to working together! ”
“You work miracles man. I just looked in Data Center and we are approved. Sweet!!!!! I appreciate this.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

Agents & Brokers

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!