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Aegis Insurance Group

Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers don’t fully understand just how important that really is. When it comes to something as important as insurance, it’s imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one.


13555 Automobile Boulevard
Clearwater, Florida 33762

Office Hours

  • Monday 9am - 5pm
  • Tuesday 9am - 5pm
  • Wednesday 9am - 5pm
  • Thursday 9am - 5pm
  • Friday 9am - 5pm
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Ratna Dhingra - I have been dealing with Roxie Zawko for over 20 years. She joined Aegis insurance and I was so thrilled I could use her again. She is just wonderful—very smart, honest and completely concerned about what is best for me the customer. I never ever have any doubt as to my business with her—she researches all options and has sometimes advised me to stay with another company because that makes more sense. I could not recommend her and therefore her company Aegis more highly.”
“Dennis Vellardita - First things first the customer service at Aegis is second to none they go above what you would expect from an Insurance agency. Chris gave me great advice on my car insurance and helped me choose the right coverage for my budget. I can only say good things about Aegis Insurance Group. If you need coverage anytime don't hesitate to call the professionals at Aegis. Like”
“Kylen Ribeiro- Fred and Drew have been extremely helpful and responsive as agents. We started working with them to provide benefits for our small company and they have both been invaluable throughout the entire process. Aegis can provide comprehensive coverage and even has relationships with other business entities, like payroll processing companies. I highly recommend this company!”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!