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Del Toro Insurance

We are a family owned Del Toro Insurance Franchise. Helping people is our passion. We take the time to get to know our clients, to understand what type of business they own, and to look for the right coverages protecting their financial interests. Give us a call and we’ll make your life easier!

Address

3753 Northwest 167th Street
Miami Gardens, Florida 33055

Office Hours

  • Monday-Friday 9:00AM-5:30PM
  • Saturday 9:00AM-2:00PM

Why our clients choose us

“Leo P Local Guide • 11 reviews • 0 photos starstarstarstarstar 5 weeks ago I recently called this office and was honestly impressed by their prompt and friendly service. The representative was super knowledgeable and took her time to explain all my options in a clear, stress-free manner. highly recommended for anyone looking for reliable, customer-focused service. Look nowhere else, you’ll thank me later!”
“Alex Delgado 2 reviews • 0 photos starstarstarstarstar 6 weeks ago Excellent Service and Personalized Attention My agent Yailen is very professional, attentive, and always willing to help with any questions or paperwork. She has guided me in finding the best coverage at the best price, and whenever I needed to make changes to my policy, the process was quick and hassle-free. I highly recommend their services to anyone looking for reliable insurance and top-notch customer service!🙏”
“Jax Quin Local Guide • 32 reviews • 4 photos starstarstarstarstar 14 weeks ago Friendly and great atmosphere in the office! I just moved to the area and I walked in looking for quotes, and sure enough they were able to provide me with the best rate. I highly recommend them. All of the office staff was pleasant.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

Agents & Brokers

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!