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Bars Insurance and Reinsurance LLC

With 30 Years in the business Bars Insurance has become the go to location in downtown Miami for commercial insurance needs, for Florida and other states. From builder’s risk to homeowner’s association to transport and trucking insurance, we can help you obtain a great deal with multiple insurance companies.

Address

330
1390 Brickell Avenue
Miami, Florida 33131

Office Hours

  • Monday-Friday 9:00AM-5:00PM

Why our clients choose us

“Julio and his team are excellent. I recently spoke to Julie in his office to walk me through the process of getting my previous leasing company off the policy and put in my credit union as an additional insured. She was excellent. At my last renewal the staff directed me to switch my previous policy to a "Milewise" policy, which saved me hundreds per year. I highly recommend them for your insurance needs.”
“I have been with this office a little while now but, any questions or concerns I have had have been addressed and resolved. I appreciate being treated with respect and not being brushed off. They are very professional and knowledgeable. I would absolutely recommend their service. Keep up the awesome work!!! Happy New Year! Positive Responsiveness, Quality, Professionalism, Value”
“I love my insurance very much Julio is a wonderful agent. I have nothing bad to say about any of them in the office if they've all been wonderful if I've had a question.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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