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Cooke Insurance Agency, P.A.

Owner and agent Darren Cooke has been a local agent for over 20 years. Darren Cooke and his staff are committed to ensuring we meet all of your insurance needs here at Cooke Insurance Agency, We shop a list of multiple carriers in order to provide you with the best coverage that fits your needs. Stop by today or give us a call and start anchoring in confidence knowing you have an agent that cares.
Open Saturday by appointment only.

Address

1189 John Sims Parkway
Niceville, Florida 32578

Office Hours

  • Monday 08:30 AM - 05:00 PM
  • Tuesday 08:30 AM - 05:00 PM
  • Wednesday 08:30 AM - 05:00 PM
  • Thursday 08:30 AM - 05:00 PM
  • Friday 08:30 AM - 05:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“We have been with Cooke insurance since we bought our house in this area in 2014... They are seamless when you don’t need them, and ALL-IN when you do! Thanks to Holly and team during this time for helping us through some insurance big adjustments this year— I’d be completely lost in this process without your patience, kindness, and attentiveness. Truly satisfied with you guys as a whole- thank you.”
“Darren and his team have been providing a great service to our business and me personally for decades. They provide great rates with exceptional service.”
“Darren has consistently helped me bring my insurance premiums down on my properties as well as helped nearly all of my clients with incredible satisfaction. I really enjoy using them and how quickly, smoothly and well priced they are!”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
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Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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