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Royalty Insurance Agency LLC

As an independent insurance agent, Royalty Insurance takes the time to get to know you, helping us customize coverage designed to fit your needs. We help consult you on the best policies for your budget and needs, and stand by you in the event of a claim or loss. We are affiliated with many different premium carriers, finding our clients the best deals. Homeowners policies cover damage to your home if it is damaged by fire, hurricane, hail, lightning or other events. Additionally it covers personal belongings, in the event they have been stolen or damaged in a disaster. We also insure many types of businesses such as manufacturing, construction, beauty salons, restaurants, bars, security guards, summer camps, special events, contractors, plumbing, real estate, and much more! Contact us today to get you insured!


17101 Northeast 19th Avenue
North Miami Beach, Florida 33162

Office Hours

  • Monday 09:00 AM - 06:00 PM
  • Tuesday 09:00 AM - 06:00 PM
  • Wednesday 09:00 AM - 06:00 PM
  • Thursday 09:00 AM - 06:00 PM
  • Friday 09:00 AM - 06:00 PM
  • Saturday 10:00 AM - 03:00 PM
  • Sunday Closed

Why our clients choose us

“Very knowledgeable, personable, clearly communicates options and benefits.”
“I visited Royalty for notary and fingerprint services. The owner was extremely pleasant, very knowledgeable and thoroughly professional.”
“Excellent! Anita is a true professional, and will get you the best rates with no hype and pressure. It was a very pleasant experience and will be sending all my contacts to Anita.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!