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The Sanford Group

The Sanford Group is a local independent agency with decades of experience. We are a veteran owned business. Our staff is knowledgeable in personal and commercial lines of insurance. We deeply appreciate our clients and always strive to offer the best coverage for your needs at a fair and reasonable price. In addition to Louise Marshburn, our commercial specialist, we have Billy Sanford, agency owner and Marine Corps veteran. Plus, Sarah Ragsdale and Lisa Head, both licensed personal and commercial lines property and casualty agents. We look forward to helping you secure your business insurance needs.
Independent Local Experienced


10150 Ball Ground Highway
Ball Ground, Georgia 30107

Office Hours

  • Monday 08:30 AM - 05:30 PM
  • Tuesday 08:30 AM - 05:30 PM
  • Wednesday 08:30 AM - 05:30 PM
  • Thursday 08:30 AM - 05:30 PM
  • Friday 08:30 AM - 05:30 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Your staff always provide answers to our questions or concerns. If we leave a message someone always get back. Keep up the good work.”
“You got me the lowest rate possible the whole office went out of there way to get the best rates for workers comp.i would recommend the Sanford group to anyone looking for a company that cares. thank you.”
“I have always felt like you were here to help me. Having had other insurance agents over the 26 years I have been in business for myself, you are the best I have seen.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
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Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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