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Bill Carlton Insurance Agency LLC

25+ years providing expert professional guidance for those looking to improve their coverage or cost of their various insurance programs, personal and business. We provide pricing, guidance, and placement, as well as ongoing servicing of your policies.. We are licensed in Illinois, Indiana, Wisconsin, Michigan, and Kentucky. We have various available lines of insurance including Auto Insurance, Home Insurance, Life Insurance, Disability Insurance, Medicare Supplement Insurance, and Business Insurance.


Suite 215
840 South Oak Park Avenue
Oak Park, Illinois 60304

Office Hours

  • Monday 9am - 5pm
  • Tuesday 9am - 5pm
  • Wednesday 9am - 5pm
  • Thursday 9am - 5pm
  • Friday 9am - 5pm
  • Saturday By appointment only
  • Sunday Closed

Why our clients choose us

“Bill Carlton is by far one of the best insurance agents I've dealt with in the last 33 years. I have had the experience of dealing with many high end insurance companies and agents. As most people know, most insurance companies have many similarities and that is when it is important...scratch that, it is crucial you go with a company that has and agent that will go the extra mile for you anytime you need it. As a licensed private detective, I am a great judge of character and I can tell when someone genuinely cares about the client, as well as, when they solve problems and do not simply "pass the buck." Bill, if you are reading this review, please know that you are appreciated very much and you are truly one in a million in regards to your profession and demeanor.”
“Switching our insurance with Mr. Bill Carlton was easy and totally stressfree. He explained everything that was covered in our auto and home insurance clearly and to the point. Explanations were so detailed that he often answered our questions before we had to ask him. MetLife is now Farmers, and he explained to us what was happening. Bill is involved with and makes it understood that he really cares about recommending the best, and most appropriate insurance for us, as clients, according to our individual needs. We enjoyed working with Bill. He is professional and does an excellent job.”
“Bill is an amazing agent who has gone above and beyond for me multiple times and always makes sure I receive great customer service. He's always prompt with his responses, knowledgeable of my policies and guides you through the claims process. I would highly recommend him to any of my friends and family.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
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Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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