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People First Insurance Family

As your insurance agency, we’ll work hard to get you the coverage you deserve. Home » About Our Agency We bring the fresh and spicy to the boring, bland world of insurance to bring you a positive insurance experience. Most importantly, we put you first by treating you like family. An insurance agency that fights for you. People First Insurance Family was born in the fires of the epidemic and the aftermath of Hurricane Laura with a commitment to fighting for our clients to get the insurance they deserve. When it comes to helping you find quality and affordable insurance coverage, you can trust that we’ll leave no stone unturned when we go to work for you. A team of agents who have your back. Accidents happen and Mother Nature strikes when you least expect it, but with insurance, you can have the peace of mind knowing that we’ve got your back. We are battle-hardened and we are caring of each and every client we work with because we’ve been there and seen that. We are People First Insurance Family. Our Mission Statement At People First Insurance Family, our mission is to fight for you to help you find insurance that protects what you care about and brings you peace of mind. We care about serving your needs and truly treat you like family.
Open Saturday & Sunday by appointment only.


1107 Enterprise Boulevard
Lake Charles, Louisiana 70601

Office Hours

  • Monday 09:00 AM - 05:00 PM
  • Tuesday 09:00 AM - 05:00 PM
  • Wednesday 09:00 AM - 05:00 PM
  • Thursday 09:00 AM - 05:00 PM
  • Friday 09:00 AM - 05:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“People First Insurance is very professional and timely business. The name says it all.”
“Phenomenal experience. I was referred by a friend for some things I needed handled ASAP and within hours it was all taken care of. I look forward to continuing business and would refer this company, for sure!”
“The service is excellent with their fast respond to their customers. They are very easy to reach out which is very important to the business owner. I am very pleased by far.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!