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Shoppers Insurance Agency

“One of the best benefits of working with Shoppers Insurance Agency is that every client gets our undivided attention. We take a proactive approach when helping you develop a strategy to address your insurance needs.

Unlike a captive agency, we’re independent and work for you. We can shop around on your behalf to help you find the best coverage for your situation. You only have to provide your household or business information once, which saves you time.

When your policy comes up for renewal, we’ll be notified of any insurance premium increases and shop for better rates. We’ll help you determine if it’s best to stay with the same company or switch to another carrier. Having an independent agent is having a lifetime advocate for your insurance. As you grow and change, we’ll make sure you’re always protected.

Above all else, we have a reputation for honesty and integrity and give back to our community.”


180 Thomas Johnson Drive
Frederick, Maryland 21702

Office Hours

  • Monday - Friday 9 - 5:30
  • Saturday - Sunday Closed

Why our clients choose us

“"Professional, trustworthy and an overall great experience. Highly recommend."" - Susan S."”
“"Fast quotes. Pleasant staff that answered the million questions I had without making me feel that I was annoying them. Highly recommend."" - Terri M."”
“"The Agency owner Alyssa and her staff are top notch. If you would like someone to look out for your best interests I suggest you reach out to them."" - Craig B."”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!