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Lighthouse Insurance

Here at Lighthouse Insurance Services, we take a personalized approach to service, working with you one-on-one to understand your situation, determine potential risk factors, and develop comprehensive coverage options that are unique to you. We take the time to get to know you because we want you to have the best coverage and because we truly care about helping you.
Saturday & Sunday by appt. only

Address

1119 Maryland 3
Gambrills, Maryland 21054

Office Hours

  • Monday 08:30 AM - 05:00 PM
  • Tuesday 08:30 AM - 05:00 PM
  • Wednesday 08:30 AM - 05:00 PM
  • Thursday 08:30 AM - 05:00 PM
  • Friday 08:30 AM - 05:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Mike was very helpful, by providing me good customer service and I love the fact that we were able to communicate via email since I was at work. Everything was done smoothly.”
“Mike Thomas, of Lighthouse, has been taking care of our business needs for years now. He has great communication and is very responsive to us. And if he can't someone else in the office helps-GREAT TEAM!”
“Always available to provide outstanding service. Everyone we have spoken with are always knowledgeable and ready to assist.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!