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InsurePlus- Haverhill Massachusetts Insurance Agency

Lucas specializes in insurance and risk management for businesses engaged in heavy construction, specialty trade, restaurant, professional, and janitorial services among many other industries. His extensive skills and knowledge empower him to assist businesses in mitigating risk while optimizing insurance plans and reducing costs. Beyond his professional life, Lucas as a first-generation immigrant, is trilingual, adding depth to his communication abilities. He has a passion for music, playing both the drums and guitar.

Address

Suite 710
143 Essex Street
Haverhill, Massachusetts 01832

Office Hours

  • Monday-Friday 9:00AM-5:00PM
  • Saturday By appointment

Why our clients choose us

“This team is truly fantastic, my insurance policy was ready very quickly and they did an excellent job”
“Fast and excellent service, I recommend Lucas”
“Lucas Lemes is a great agent , he answered all my questions and helped me to pick the best policy for my business . He was fast sending over documents when we had a deadline for a job. So thank you .”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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