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North Central Insurance Agency

At North Central Insurance, we do the leg work without jeopardizing your personal information. One of our agents is looking to help you put more money back into your pocket. You need it insured? We can help with that with one of our agents in office. From autos, homes to commercial, life and health. If it’s important to you, we will make it a priority. Languages spoken here, English, Spanish, Ukrainian, Russian
Open Saturday by appointment only.


16854 U.S. 10
Elk River, Minnesota 55330

Office Hours

  • Monday 08:30 AM - 05:00 PM
  • Tuesday 08:30 AM - 05:00 PM
  • Wednesday 08:30 AM - 05:00 PM
  • Thursday 08:30 AM - 05:00 PM
  • Friday 08:30 AM - 05:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“I have nothing but a great experience. Aleida is the most responsible agent that I have ever meet. She’s always available for all the questions that I have and her prices are beyond reasonable. Shes the best and I will recommend her services 1000%. --Itzel Herrera”
“I am very happy to have an agent like Aleida Lee She is always available to answer any questions and gives a very effective service. --Rosa Alvarenga”
“Very professional and quick to respond any questions! -- Julissa Soriano”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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