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INSURANCE EXPERTS

AUTO – HOME – LIFE – BUSINESS – WORKERS COMP – BOP – UMBRELLA Insurance Experts is an independent agency. This means that we represent and deal with multiple insurance providers, big and small, so we can bring you a quality product that meets your needs. We believe that in bringing quality products at a competitive price, while providing excellent service, is what made us successful. Our agency continues to thrive because we are always eager to listen to and advise anyone no matter how small or unimportant the question may seem to be. Let us review your current policy. You may be surprised like many of our loyal and satisfied customer.
Saturday by appointment only.

Address

914 South Kirkwood Road
Kirkwood, Missouri 63122

Office Hours

  • Monday 09:00 AM - 04:00 PM
  • Tuesday 09:00 AM - 04:00 PM
  • Wednesday 09:00 AM - 04:00 PM
  • Thursday 09:00 AM - 04:00 PM
  • Friday 09:00 AM - 04:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Fast, easy, and affordable insurance for my business!”
“Knowledgeable, insightful with outstanding customer service!”
“Without the expertise of INSURANCE EXPERTS we wouldn’t have found the right policy for our business. INSURANCE EXPERTS ensured we were fully covered and protected, keeping our best interest at the forefront.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

Agents & Brokers

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!