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The Musico Agency

With more than 30 years of business and risk related experience across many industries, fulfilling unique personal and business insurance needs for you and your family is second nature. We are a family owned and operated agency ready to help. We specialize in mainstreet businesses covering many classes and can provide a wide variety of coverages.
Do you want to have a conversation? Let’s talk. Be prepared to provide some information about your business, it’s legal structure, ownership, and how the business earns its money. We’ll have a discussion so I can learn more about the business and about you and your family to build a comprehensive approach to protecting your business and family.


Suite 18
9437 Double Diamond Parkway
Reno, Nevada 89521

Office Hours

  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 5:00pm
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Great customer support and service and very friendly. Juliann F.”
“I enjoyed the experience and got a great insurance quote and policy. Ashleigh L.”
“Kevin Musico is Top Tier in his industry. He is very professional, and his work ethic is amazing! He will provide you with fantastic customer service. If you are looking for your next Insurance agent, give Kevin Musico & The Musico Agency a call today! you won't be disappointed. Juan S.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

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At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!