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Overmyer Insurance Agency

The Overmyer Insurance Agency simplifies the process of purchasing and maintaining your personal and business insurance policies. We are an independent insurance agency located in Cranford NJ specializing in homeowners, auto, umbrella, and small business and commercial insurance coverage. We provide a dedicated local personal advisor to find the best company and policy to fit your personal or commercial insurance needs.

Address

2 South Avenue
Garwood, New Jersey 07027

Office Hours

  • Monday 08:00 AM - 06:00 PM
  • Tuesday 08:30 AM - 06:00 PM
  • Wednesday 08:00 AM - 06:00 PM
  • Thursday 08:00 AM - 06:00 PM
  • Friday 08:00 AM - 02:00 PM
  • Saturday 08:00 AM - 02:00 PM
  • Sunday Closed

Why our clients choose us

“Adam is attentive, responsive, and reliable. He is knowledgable and offers advice rather than upselling you unnecessary policies. Adam gets you the coverage you need while giving you personalized care. Highly recommend to someone looking for the highest quality of care from an insurance agent.”
“Adam at Overnyer has been fantastic - super friendly and helpful. We reviewed and revamped our insurance policy and it’s providing me with more coverage for the same price. The customer service is above and beyond. I love that I can contact them if there is an issue and don’t ever have to deal with the insurance companies directly or ever wait on hold. So much easier! Highly recommend.”
“No matter what, Adam has been there for our family for over 10 years. His counsel, service and responsiveness are without equal. Tested in the toughest times, Adam comes through. I couldn't recommend him enough.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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