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Freedom Coverage Insurance

Save Up To 25-30% On Your Business Insurance Policy. Independently owned and operated in Bohemia, New York. STOP letting your policy premium increase every year!
We have special programs for General Liability, Business Owner Policies, Workers Compensation, and Commercial Vehicles and Trucking.
Call us today at 631-709-2777 or fill out our Easy Online Quote Form to start saving money on your policy that amounts to HUNDREDS, or sometimes, THOUSANDS of dollars! Request your online quote right now


80 Orville Drive
Bohemia, New York 11716

Office Hours

  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“I recently took out a business insurance policy with Freedom Coverage and the experience was fantastic from start to finish. The customer service was exceptional; the agents were friendly, knowledgeable, and really took the time to understand my business needs. They offered a range of policy options, from general liability to commercial property, and even tailored a package to fit my specific requirements. The pricing was also very competitive, offering great value for the comprehensive coverage provided. All in all, I couldn't be happier with Freedom Coverage and highly recommend them for any business insurance needs.”
“I recently had the pleasure of securing a business insurance policy through Freedom Coverage Insurance Agency, and the experience was nothing short of excellent. From customer service to policy options and pricing, every aspect of my interaction with the agency was top-notch!”
“Freedom Coverage is hands down the best insurance agency I've dealt with. A special shoutout to Josh Mitchell for his outstanding service and friendly approach. If you're looking for insurance, this is the place to go!”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!