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Total Value Insurance

We are insurance brokers. AS broker we work for our clients and not the insurance companies. We use our expertise to offer you great advice. We have a large network of insurance companies that we quote our clients with so that we can find them the best coverage, for the best price, with a great company.

Address

120 7th Street
Garden City, New York 11530

Office Hours

  • Monday 09:00 AM - 10:00 PM
  • Tuesday 08:00 AM - 10:00 PM
  • Wednesday 08:00 AM - 10:00 PM
  • Thursday 08:00 AM - 10:00 PM
  • Friday 08:00 AM - 10:00 PM
  • Saturday 08:00 AM - 10:00 PM
  • Sunday 08:00 AM - 10:00 PM

Why our clients choose us

“Ed is great. Saved me and people I referred to him a lot of money on insurance premiums. I dare you to give him a try”
“Ed listened to my need and helped with choosing the proper home insurance. He didn't try to up sale my policy.”
“Ed has been nothing but great! He really works to get you a better offer. Always responsive and helpful with all my questions. I would highly recommend!”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

Agents & Brokers

Let's Work Together

Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!