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Hopmeier Evans Gage

Since 1968, Hopmeier Evans Gage Agency, Inc. has offered trusted guidance and expert advice to NY clients seeking coverage for their automobiles, homes , motorcycles and small businesses

As your independent NY insurance agency, we represent top insurance companies, including Allstate, Travelers, Farmers, New York Central, Mercury, Progressive, American Modern Group, Met Home & Auto, GMAC, and Hanover. We partner with well-known regional insurance companies, such as Utica First. Hopmeier Evans Gage Agency, Inc. is licensed and writes insurance in New York.

Our network of national and regional insurance companies-plus our ability to serve all your insurance needs-can help you plan for and manage potential risks. Our variety of independent insurance services provides what you need to live life worry-free.


2330 Broadway
Schenectady, New York 12306

Office Hours

  • Monday 08:30 AM - 04:30 PM
  • Tuesday 08:30 AM - 04:30 PM
  • Wednesday 08:30 AM - 04:30 PM
  • Thursday 08:30 AM - 04:30 PM
  • Friday 08:30 AM - 04:30 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“My husband and I chose Hopmeier Evans Gage for our insurance needs when we bought our first home because my family has been with them for many years. Cost is a big consideration when it comes to choosing the right company… they combined our home/auto and saved us money without compromising coverage. The main reason we choose to stay with them year after year is the way they treat their clients. The service is unparalleled. They are one phone call away… from major concerns to everyday questions, we have always felt like we are their number one priority. Everyone there has been truly wonderful, especially Michelle and Todd. Thank you for all you do!”
“Dave, Todd and team of insurance professionals are at the top of the insurance industry! As a real estate professional it is very important to refer my clients to someone I trust. Hopmeier Evans and Gage are my go to when my clients have any insurance needs! Great rates, excellent service and great people who truly care about their clients.. Furthermore, as a real estate investor they cover all of my real estate and personal insurance needs. I'm thankful I always feel safely covered!”
“Finally, a great experience in obtaining Automotive Insurance! Alyssa was extremely friendly and very quick to respond. For the first time, in my Driving Experience, I encountered someone who is eager to assist me! A very competitive rate and I now have a friend in this industry that I cannot recommend enough. Thank you”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!