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CEA Professional Services

Welcome to CEA Professional Services!

For over 15 years, we have been dedicated to providing top-tier commercial and personal insurance to clients throughout NC & SC. We specialize in Business Owners Insurance, Contractors GL & WC Insurance ], and all lines of Personal Insurance (Auto, Home etc.), with a special focus on helping local contractors and retail restaurants & shops.

What sets us apart is our commitment to personalized service / fast digital quotes. Our team is proud to offer services in both English and Spanish.

When you reach out to us, you can expect a transparent, pressure-free conversation about your unique risks. Whether we meet online, over the phone, or in our Charlotte, NC office, our goal is to make sure your business is protected so you can focus on growing it.

Address

5309 East Independence Boulevard
Charlotte, North Carolina 28212

Office Hours

  • Monday - Friday 9:00 AM - 5:30 PM
  • Saturday By Appointment Only
  • Sunday Closed

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

women at office with ipad in her hand
Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Agents & Brokers

Let's Work Together
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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!