Our dedicated team is here to assist you in assessing your risk and protect your business for years to come. We are here to help you navigate through coverage options and clear up any questions or concerns you may have along the way. We’ve successfully served hundreds of organizations and aim to treat each individual with respect and compassion. We continuously work to educate and assist you in making confident decisions to protect your business.
“Encompass Risk Management succeeded in finding the required liability insurance for us and they worked to get us a standard rate. We are a nascent non-profit that hires work challenged individuals in the community to cook soup that we sell in grocery stores. We donate all profit from those sales to a local umbrella organization that manages all homeless shelters and homelessness issues.”
“We have been doing business with Encompass Risk Management (ERM) since 2016. For at least five years prior, we made several attempts to join a captive to purchase workers compensation insurance. Thanks to Erich’s extensive knowledge of the insurance industry, we were able to join a captive in 2018. Since then, we have relied on Encompass Risk Management (ERM) to provide our insurance needs.”
General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.
A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.
Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.
Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.
At Coterie, we are putting relationships at the forefront of small business insurance.
If you have any questions, Contact Us Today!
