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Island Insurance Agency

Chip grew up in Dare County and loved his childhood here. After spending four plus years at UNC Chapel Hill, he came back to Manteo to live. He has worked in contractor sales, building, and banking which all have helped him be the right insurance agent for you. Chip first obtained his insurance license in 2004 and won many accolades as an agent for a large captive insurance agency. In 2010, he left to open Island Insurance Agency where he felt like he could offer better customer service. We are so glad he did! In his free time, Chip enjoys hunting, fishing, and spending time with his family. And of course, cheering on the Tarheels!

Address

220 U.S. 64
Manteo, North Carolina 27954

Office Hours

  • Monday 09:00 AM - 05:00 PM
  • Tuesday 09:00 AM - 05:00 PM
  • Wednesday 09:00 AM - 05:00 PM
  • Thursday 09:00 AM - 05:00 PM
  • Friday 09:00 AM - 05:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“"When we moved to the OBX last year and had to transfer our insurance from Maryland to NC , Sonya Sikes from Island Insurance Agency. Inc in Manteo was AWESOME. We had to get both Car and Home Owners insurance and with the insurance needed in NC being much different than in Maryland, Sonya was great and showing us what was best for u..." --CM”
“"I have two cheap vehicles and I know I'm not making them much $$ but they were still so friendly and helpful..." --JP”
“"Island Insurance has always treated us as a neighborhood friend. They work hard to get the appropriate level of insurance to meet our needs by comparing policies and patiently explaining in layperson terms the differences and costs. Over the years they have made suggestions to reduce our costs by changing policies or making modifica..." --TC”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
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Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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