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Smith & Sons Insurance Agency

Transforming the way businesses secure financial stability – our agency is committed to helping insured protect their businesses, their people, their property and their livelihoods. With all of the changes in our world today, we are happy to do business the way that is most convenient for our clients – in person, by phone or virtually.

Address

716 West Gore Boulevard
Lawton, Oklahoma 73501

Office Hours

  • Monday 09:00 AM - 05:00 PM
  • Tuesday 08:00 AM - 05:00 PM
  • Wednesday 08:00 AM - 05:00 PM
  • Thursday 08:00 AM - 05:00 PM
  • Friday 08:00 AM - 04:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Great local insurance company will find you the best company and price!”
“Every time I call I get the most quality service! I usually work with Charity when I do call or drop by, but I know I will be taken care of by whoever is there whenever it’s needed. Their suggestions and guidance always help me prepare whenever I am about to make a claim and have received quality service when a claim has been made. Overall, I’ve been with Smith & Sons Insurance Agency since I moved to this area and have had nothing but great experiences with them.”
“Great service and the nicest people!!”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!