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Ferullo Insurance Agencies

My Motto is: Great Doctors Save Lives, Great Agents Save Lifestyles. Insurance should be built to protect the lifestyle you have worked your entire life to build for yourself and your loved ones. You shouldn’t have to pay an arm & leg to protect that lifestyle either. Whether you are new in business or have been around for 100 years- I want to help you properly protect your business while managing your costs.

There are a lot of agents out there for you to choose from… some are bad, most are good, several are great, but only a select few, will do whatever it takes to be the best. Give me a try and let me know where I fall. I can assure you that you will not be disappointed.


1636 South Front Street
Philadelphia, Pennsylvania 19148

Office Hours

  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 5:00pm
  • Sunday 9:00am - 5:00pm

Why our clients choose us

“I could not have dreamed for a better team of insurance broker and agent in John Ferullo and Ryan Lauter. My family has an extremely complex set of insurance needs as we own industrial, commercial and multi-unit residential properties. In addition, we have a big business, so all told, we carry a considerable amount of risk.Not only did both John and Ryan come to our office to discuss our coverages, they spent untold hours answering all of our myriad questions until they were sure we intrinsically understood the issues and the reasoning behind certain things.We were able to move commercial truck insurance, personal vehicle insurances, workers' comp, business interruption, business liability, loss of rents, and standard fire and liability coverages, across many insurance companies, all with Ferullo Insurance Agency. Because John and Ryan took the time necessary to understand our needs holistically, much like your own primary physician acts as the gatekeeper to other health specialties, they are in a much better situation to understand our insurance needs and ensure that our exposures are covered properly. I cannot recommend Ferullo Agency enough! ”
“Ryan Lauter is the best! I contacted him for a quote for my retail business. He is responsive, informed, and efficient! Within days the new policy was in place, and at a lower price with more coverage than my previous policy. Ive never had such a positive interaction related to insurance. Without hesitation I would recommend Ryan! ”
“My new Insurance Broker. Ryan Lauter at Ferullo Insurance Agency helped me tremendously to find new policies that benefited my needs perfectly. Ryan researched and developed an insurance plan that was pinpointed to my situation. Ryans communication skills are clear and concise! He was easy to talk too and asked the appropriate questions. Ryan is now my go-to guy for all my insurance needs. ”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
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Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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