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Lathrop Insurance
Open Saturday & Sunday by appointment only.


85a Beach Street
Westerly, Rhode Island 02891

Office Hours

  • Monday 08:00 AM - 05:00 PM
  • Tuesday 08:00 AM - 05:00 PM
  • Wednesday 08:00 AM - 05:00 PM
  • Thursday 08:00 AM - 05:00 PM
  • Friday 08:00 AM - 05:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“Lathrop Insurance has been outstanding in caring for my insurance needs for many years. They truly put the customer as their top priority. They take the time to listen to customer's needs and match the insurance product to that need. They are responsive with super fast replies to emails and phone calls and their knowledge of the insurance industry is unsurpassed. I have great confidence that my insurance needs are being met with the right policies and backed up by a long established Westerly company. I also know they have my back in terms of insurance costs and finding the best policy at the least cost.”
“We have been using Lathrop Insurance for all our companies needs for over ten years and we could not be happier. Every employee is personable, knowledgeable, and responsive. Recommend highly!”
“Lathrop Insurance has been a great partner for my family and my small business. I appreciate getting someone on the other end of the phone who knows my name and my history. It is a home-grown business with its own family roots, and these show in how responsive the agency is. They take the time to understand my specific needs and requests. On top of that they have the knowledge to suggest alternatives that can lower risk, save money or both.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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If you have any questions, Contact Us Today!