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Debany Rivera Agency

At Debany Rivera Agency, we make securing insurance straightforward and hassle-free for small business owners and individuals across the South Texas area.
We specialize in commercial coverage tailored to local businesses, salons, contractors, and service providers-including General Liability, Business Owners Policies (BOP), Workers’ Compensation, and Professional Liability.
What to expect when working with us:
– Fast and simple service: Quick quotes and fast Certificates of Insurance (COIs) so you can focus on running your business without delays.
– Jargon-Free Guidance: Clear, honest advice to ensure you get the exact coverage you need within your budget.
– Flexible Communication: Connect with us online, over the phone, or schedule a quick virtual consultation whenever it fits your schedule.
Whether you’re opening a new business, renewing your policies, or looking for better rates, we’re here to handle the heavy lifting for you.

Address

19739 East Highway 6
Alvin, Texas 77511

Office Hours

  • Monday-Friday 9:00 AM - 6:00 PM
  • Saturday 10:00 AM - 3:00 PM
  • Sunday Closed

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

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Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!