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Ruby Hill Insurance

When I’m helping a client choose the right insurance, I combine both my knowledge and experience, and strive to provide personalized service that meets each client’s unique needs. I offer Auto, Commercial, Home, Health, Life and Medicare. My goal is to give each customer peace of mind and exceptional service. I am here to help.


Suite 214
1200 Golden Key Circle
El Paso, Texas 79925

Office Hours

  • Monday 8:30am - 4:00pm
  • Tuesday 8:30am - 4:00pm
  • Wednesday 8:30am - 4:00pm
  • Thursday 8:30am - 4:00pm
  • Friday 8:30am - 4:00pm
  • Saturday By Appointment Only
  • Sunday Closed

Why our clients choose us

“Ruby Hill drove all the way to Horizon to my parent's house to explain documents and gather signatures. Who does that? She was pleasant and polite and my parents are very pleased with her services.”
“Mrs. Hill found me home and auto insurance rates that were almost $2000 less than what I was paying at a company I was with for a long time. It feels like they take advantage of elderly people who don't know any better. Ms. Hill got me eve better coverage for less money. I am so grateful to Ruby Hill for her help.”
“Ruby Hill is an agent I can always count on. If I cannot get a hold of her that minute, she will call me back. I have found that when I call insurance companies, I am on an eternal hold and transferred from one place to another. Ms. Hill is dependable. She will return my call and answer all of my questions. I love having my own agent and I love that it is Ruby Hill. ”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
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Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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