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DennysDigat Insurance Broker

Hello! My name is Dennys, I’m a dedicated insurance broker specializing in helping small business owners protect what they’ve worked hard to build. Whether you’re running a start-up, a home-based business, or a growing operation with up to 50 employees, I offer tailored insurance solutions designed to fit your unique needs. I provide Business Owner’s Policies (BOP) and General Liability coverage in all 50 states, ensuring you have broad and accessible protection no matter where you’re located. I also offer Professional Liability insurance for select class codes across numerous states, ideal for service-based businesses and professionals. My services extend to businesses with 1 to 10 employees, and I can accommodate companies with up to 50 employees or up to 15 independent contractors. Whether you’re just starting out or expanding your operations, I’m here to guide you through the process and find the right coverage at the right price. I’m bilingual in English and Spanish, ready to serve a diverse range of clients with clarity and care.

Address

2620 County Road 329
Lincoln, Texas 78948

Office Hours

  • Monday-Sunday By appointment

Why our clients choose us

“Very honest. Very communicable. Knows her product and well at that. High recommended.”
“Recientemente tuve el placer de contactar con Dennys Digat. Excelente profesional,confiable,gracias a ella,mi familia y yo encontramos una póliza que se ajusta a nuestras necesidades, muy amable, siempre dispuesta a responder mis preguntas . Recomendada👌”
“Excelentes actitud con todos, gran confiabilidad y lo más importante, ganas de ayudar a nuestra comunidad.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (MPL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
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Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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