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Pond Insurance Agency, LTD

Pond Insurance Agency was founded in 1985 by Larry L. Pond. PIA began by specializing in the presentation and servicing of employee benefit packages and insurance products for individuals and has grown into a full-service agency. By providing specialized, personal attention to every client, PIA has developed a reputation for being:


PIA represents most major insurance carriers. This allows PIA’s clients to access many insurance companies for auto, home, watercraft, recreational vehicles, motorcycles, health, life, and business insurance without the hassles of meeting with several different agents.

PIA’s typical client is a small to medium-sized business in North-Central Texas. PIA strives to provide the highest benefits available for every premium dollar spent. Our website offers immediate assistance. This enables PIA to meet the needs of prospective and current clients 24 hours a day with a simple click of the mouse. Online applications, instant quotes, product descriptions, and provider directories are just a few items available on our website.

“We don’t sell insurance; we help you buy it!”


2101 Kemp Boulevard
Wichita Falls, Texas 76309

Office Hours

  • Monday 8am - 5pm
  • Tuesday 8am - 5pm
  • Wednesday 8am - 5pm
  • Thursday 8am - 5pm
  • Friday 8am - 5pm
  • Saturday Appointment Only
  • Sunday Appointment Only

Why our clients choose us

“Very nice and professional service”
“1st Class Service all the way for POND INS and TEAM!!”
“The entire Pond team is always super helpful when I call or email on behalf of my work or personal policies. They are quick, responsive and super knowledgeable!”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!