CalRose Insurance is an independent agency, free from the influence of any one insurance carrier. Why is that important to you? Everybody is different. Each of us owns different things. We own businesses, boats, motorcycles, and all different types of cars. Because of this, our risks are all different too, requiring insurance that protects better against those risks. It’s pretty much impossible to the best at everything right? So how is it every insurance company says they give the best coverage at the best price? Because for the most part that isn’t true, each insurer has their strengths and weaknesses. As an independent agency, we can help assess insurer’s and your risks and see which combination makes the most sense for you. A website can’t do that, it take’s a person. Independence is what Don Layson knew would benefit his customers most. Insurance is not a commodity. It is a vital component of your financial future. It’s important for you to have coverage that’s specific to your needs. Don Layson has built CalRose Insurance to meet those needs, now and for generations to come. We serve personal lines and commercial lines customers in Washington, Oregon, Idaho, and Arizona.
“So, John V-- that guy actually cares about his customers and doing The best job he can. The first quote I did with him came out above what an agent at another place gave. But, later I found out there was so much shady goings-on with said agent and their company, I called John again. He even advised I check with my auto insurance to see if they would do a deal for me, even if that meant he would not get my business, just because it might help lower my costs. Eventually, after sufficiently doing my due diligence with other providers/brokers, I determined John and Calrose found me the most competitive option. Just to give you an idea, the second best (legitimate, non shady) quote I got compared to what he found/structured for me was almost 500 more annually.”
“John V was very fast at responding and went above and beyond in explaining my options, and double checking numbers. Great explanations, everything made sense. Will definitely recommend! 10/10”
“John V spent so much time with me to make sure that I had the coverage I needed. was patient with my questions. I truly appreciate his help.”
General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.
A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.
Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.
Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.
At Coterie, we are putting relationships at the forefront of small business insurance.
If you have any questions, Contact Us Today!
