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Sound Business Insurance

Sound Business Insurance is a locally-owned, independent insurance agency. We have partnered with several preferred insurance carriers, which allows us to shop your insurance for you to help you find the policy that best meets your needs; protecting your assets both personally and professionally. Our personal line policies include auto, home, earthquake, life, health, investment properties, and vacant homes. Our business policies range anywhere from liability only to a comprehensive business owner policy. Give us a call at 253-858-9988 and we can help find the right market for you!


3312 Rosedale Street Northwest
Gig Harbor, Washington 98335

Office Hours

  • Monday 08:00 AM - 05:00 PM
  • Tuesday 08:00 AM - 05:00 PM
  • Wednesday 08:00 AM - 05:00 PM
  • Thursday 08:00 AM - 05:00 PM
  • Friday 08:00 AM - 05:00 PM
  • Saturday Closed
  • Sunday Closed

Why our clients choose us

“I’ve started my own plumbing company and have had the absolute pleasure of using this company to provide my insurance and bond. Frank has been amazing throughout the entire process. I reached out to this company just doing a brief google search not expecting much, but they were amazing. Frank jumped through all the hurdles to obtain the BEST policy and PRICE possible. THANKS for going the extra mile!”
“Sound Business has been going above and beyond for me since I opened my business. Great people to work with Frank found me the best prices on insurance/ bond and I shopped around quite a bit before ending up here. I have and will recommend these guys to anyone.”
“Working with Frank at Sound Business Insurance is always a pleasant, efficient experience. Frank can assist you with all of your insurance needs including auto, home, life, health, business, and commercial insurance.”

We offer the following coverages for small businesses

General Liability (GL) Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

Business Owners Policy (BOP)

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

Professional Liability Policy (PL)

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

General Liability Insurance
Business Owners Policy
Professional Liability Insurance

Why we trust Coterie Insurance

Coterie Insurance was built from the ground up to empower small businesses and insurance agents with:
  • Affordable and competitive pricing
  • Streamlined insurance quotes reducing the lengthy, time-consuming application process
  • Flexible coverage options designed for today’s small & micro businesses
  • Coverage backed by A+ rated (excellent) licensed insurers and reinsurers
  • Professional claims handling – when the unexpected occurs, Coterie is there to help
Construction Insurance: Why It's Important for Your Business
You have better things to think about than insurance

Through our partnership with Coterie Insurance, invest your time where it matters most — running your business — and enjoy the peace of mind that your hard work is protected by an insurance policy that meets your needs.

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Small Businesses

Policyholder Help Center

At Coterie, we are putting relationships at the forefront of small business insurance.

If you have any questions, Contact Us Today!