In addition to the amazing winners of our Agents for Communities contest, we also received several more submissions from agents who are also committed to helping their communities. Check out these inspiring stories from Coterie Insurance agents. Shannon Chicoine of Chicoine Insurance Agency in Jourdanton, Texas shared the story of Jeff Chicoine. Jeff has been involved in the Pleasonton Lions Club since he was 23, where he has helped […]
2021 in Review: Transformative Growth, New Relationships & Lots of Fun
Another year is on the books at Coterie Insurance, bringing us to reflect on what we’ve accomplished in twelve months, and to look ahead at what’s on the horizon. As a once small, budding insurtech, and now an organization with over 100 team members, we came a long way in 2021. Let’s look back at some of our milestones and proud moments from 2021… We started 2021 off in earnest with nearly every team member hitting the phones to talk to agents and brokers. […]
Building Resiliency: Security & Disaster Response
On any given day, criminal activity and natural disasters are a danger that can strike at any time. To prepare for the unexpected, you should review your security and disaster response readiness plans to help you minimize the impact of any potentially threatening situation. Without prior planning, you leave your company open to financial disaster, […]
Winter: How Inclement Weather Can Impact Your Business
Winter weather is unpredictable and can have a large impact on your business. While maintaining business operations is always at the forefront of your mind, it is important to consider employee safety as well. You should have policies and procedures in place before bad weather hits so that your company and employees are as prepared […]
Managing Employees After a Disaster
With the recent devastating tornadoes that tore through Arkansas, Tennesee, Missouri, Illinois, and Kentucky, Coterie Insurance is dedicated to helping our agents, brokers, small business insureds, and team members impacted by the disaster. Natural or man-made disasters can cause a continued disruption to everyday life long after the event itself has passed. In the aftermath […]
The Importance of Property Insurance
Your livelihood is dependent on the survival of your business, so it’s critical that you protect it against any potential threat—big or small. For instance, a fire could destroy your business’s warehouse and the contents inside, or a burst frozen pipe could damage important documents and valuable papers. Worse, you could have trouble paying your employees during a […]
The Economy and Your Business Liability
As we experienced in 2008 and more recently with the 2020 pandemic, an economic downturn often strikes worry among business owners and their employees in virtually every industry. Even companies that escape tough times relatively unharmed could still fall into the trap of uninsured business liability risks for the long term. To help, Coterie Insurance […]
Writing Small Business Risk: Driving Personal Car for Business Use
There are many situations in which an employee or owner would drive their personal car for business use, task or activity: travel between worksites, client visits, transportation of clients, travel home from work-related events and even quick stops to pick up food for a meeting. While it may seem innocent, it is important to consider the risks that are assumed in these everyday occurrences. Driving a personal car […]
What is General Liability Coverage?
Obtaining the right insurance is the first step in protecting your small business. The only way to effectively protect the assets of your business is to have adequate general liability coverage, also known as a GL policy. General liability coverage protects your business from damages caused by bodily injury or property damage for which your business […]
What is a Business Owners Policy (BOP)?
Small business owners have a lot to consider when choosing insurance that fully protects their business. One coverage option, a business owners policy (BOP), can take the guesswork out of the process. A BOP bundles several types of coverage in one package, similar to the way a homeowners policy works, but instead is designed for […]
Five Ways to Protect Your Online Business
These days, the internet can be just as dangerous of a place as the real world. However, there are plenty of opportunities to better protect your online business from hackers and other potential threats from two-factor authentication to high security Wi-Fi connection. Small online businesses have become increasingly popular over the past decade, empowering individuals to take a passion and turn it […]
Does Your Business Need Liquor Liability Coverage?
According to the National Highway Traffic Safety Administration (NHTSA), approximately 10,000 vehicle-related fatalities involve a drunk driver each year. Not only are these people liable for their actions, the establishments where they were drinking are also susceptible to punishment for over-serving clientele who then injure a third party. These types of lawsuits are not inexpensive. […]
