Although often overlooked, Employment Practices Liability Insurance (EPL) can be extremely important in protecting your client’s business. The business landscape is constantly changing. As workplaces evolve, there are more laws and regulations protecting employees and former staff. Allegations of wrongful termination, discrimination, harassment, and retaliation can pop up and involve businesses in long and costly legal battles. EPL can help safeguard businesses from these risks, providing peace of mind and a foundation […]
4 Insurance FAQs for Freelancers
Being your own boss offers freedom and flexibility, but it also comes with responsibility. As a freelancer, you are in charge of everything from client relationships to finances and insurance. Understanding what insurance coverage you need is crucial to protecting your business and reputation. Business Insurance can be complicated, so we recommend working with an […]
Embracing Technology: How Coterie Insurance and London Underwriters Simplify Small Commercial Insurance
Embracing Technology: How Coterie Insurance and London Underwriters Simplify Small Commercial Insurance In the fast-paced world of insurance, technology is reshaping the landscape, making processes more efficient and accessible. In a recent episode of the “And I Quote” podcast, guest host Christine Morrison spoke with Dan Feigenbaum, CEO of London Underwriters, about the transformative impact of […]
After the Storm: Hurricane Recovery Tips
Recovering a commercial business in the aftermath of a hurricane is no question a challenge. According to the Federal Emergency Management Agency (FEMA), more than 40% of businesses don’t reopen after a disaster. With an unprecedented 2024 hurricane season underway, here are a few tips to increase the likelihood that you or your clients’ businesses […]
General Liability: Determining Your Cost
Accidents happen. No one intends for them to happen, but when they do its best you and your business are prepared and protected. General liability business insurance costs can be daunting, but with the right plan, your business can be protected from the inevitable. Lack of Insurance Small businesses are historically under insured. In a […]
Equip Your Business With The Right Coverage
In your small business, there are many factors that keep the ship sailing smoothly. To keep your company up and running, you need to protect your people and products. Often, when we think about small business coverage, our first thought is our people, but what about our tools and equipment? Business equipment insurance is something […]
Business Liability Costs: What should you consider when choosing a policy?
Why do businesses need business liability insurance? It is a question we get all the time. Many small businesses don’t realize just how important being properly insured is until disaster strikes. But what about the costs? Let us look at some trends affecting small business liability insurance costs today. Most business liability costs are determined […]
Confused About Business Insurance Companies? Here’s How to Find the Right One
Imagine this: you’ve poured your heart and soul into building your dream business. But what if unforeseen events threaten to derail everything you’ve worked so hard for? That’s where business insurance comes in. It’s a safety net that protects your small business from financial disasters. But with so many options, sifting through business insurance companies can […]
5 Essential Spring Weather Safety Tips for Small Businesses
As an insurance agent or broker, you play a critical role in helping your small business clients prepare for the risks associated with extreme spring weather. In this article, we’ll provide spring weather safety tips to help your small business clients prepare for and minimize the risks associated with extreme weather. It’s important to start by […]
Business Insurance Claims Obligations for Small Business Owners
Running a small business involves a variety of decisions – from inventory management and interior design choices to hiring considerations and bidding strategies. Amidst these daily choices, there’s one critical area that should not be overlooked: understanding your insurance obligations. Whether you’re a seasoned entrepreneur or just starting, being aware of the impact that your […]
Stay Ahead of the Freeze: 6 Ways to Winterize Your Small Business Now
Winter may bring a busy holiday shopping season for many small businesses but it can also bring extreme temperatures. That’s why preparation for this brutal season that can quickly cause long-term and expensive damage to your business property can never start early enough. In this blog post, we’re going to share 6 ways you can winterize your small […]
Professional Liability Insurance Explained
Are you a consultant trying to figure out if you need professional liability insurance? If so, you’re not alone. It’s not always easy to determine what insurance type will cover what risks. Professional liability insurance covers liability for damages arising from the rendering of or failure to render professional services. Professional liability insurance allows you to […]
