Recovering a commercial business in the aftermath of a hurricane is no question a challenge. According to the Federal Emergency Management Agency (FEMA), more than 40% of businesses don’t reopen after a disaster. With an unprecedented 2024 hurricane season underway, here are a few tips to increase the likelihood that you or your clients’ businesses […]
General Liability: Determining Your Cost
Accidents happen. No one intends for them to happen, but when they do its best you and your business are prepared and protected. General liability business insurance costs can be daunting, but with the right plan, your business can be protected from the inevitable. Lack of Insurance Small businesses are historically under insured. In a […]
Equip Your Business With The Right Coverage
In your small business, there are many factors that keep the ship sailing smoothly. To keep your company up and running, you need to protect your people and products. Often, when we think about small business coverage, our first thought is our people, but what about our tools and equipment? Business equipment insurance is something […]
Business Liability Costs: What should you consider when choosing a policy?
Why do businesses need business liability insurance? It is a question we get all the time. Many small businesses don’t realize just how important being properly insured is until disaster strikes. But what about the costs? Let us look at some trends affecting small business liability insurance costs today. Most business liability costs are determined […]
Confused About Business Insurance Companies? Here’s How to Find the Right One
Imagine this: you’ve poured your heart and soul into building your dream business. But what if unforeseen events threaten to derail everything you’ve worked so hard for? That’s where business insurance comes in. It’s a safety net that protects your small business from financial disasters. But with so many options, sifting through business insurance companies can […]
5 Essential Spring Weather Safety Tips for Small Businesses
As an insurance agent or broker, you play a critical role in helping your small business clients prepare for the risks associated with extreme spring weather. In this article, we’ll provide spring weather safety tips to help your small business clients prepare for and minimize the risks associated with extreme weather. It’s important to start by […]
Business Insurance Claims Obligations for Small Business Owners
Running a small business involves a variety of decisions – from inventory management and interior design choices to hiring considerations and bidding strategies. Amidst these daily choices, there’s one critical area that should not be overlooked: understanding your insurance obligations. Whether you’re a seasoned entrepreneur or just starting, being aware of the impact that your […]
Stay Ahead of the Freeze: 6 Ways to Winterize Your Small Business Now
Winter may bring a busy holiday shopping season for many small businesses but it can also bring extreme temperatures. That’s why preparation for this brutal season that can quickly cause long-term and expensive damage to your business property can never start early enough. In this blog post, we’re going to share 6 ways you can winterize your small […]
Professional Liability Insurance Explained
Are you a consultant trying to figure out if you need professional liability insurance? If so, you’re not alone. It’s not always easy to determine what insurance type will cover what risks. Professional liability insurance covers liability for damages arising from the rendering of or failure to render professional services. Professional liability insurance allows you to […]
Common Misconceptions about Small Commercial Insurance Claims
Small business insurance is a vital safety net for entrepreneurs and small business owners, offering protection against unexpected events that could disrupt operations or result in financial losses. However, navigating the world of small commercial insurance claims can be tricky, and misconceptions often lead to frustration and dissatisfaction. We’re debunking some of the most common […]
Insurance Considerations When Renting Your Business Space
Once you decide to start your own small business, your first step is likely to decide where you want to operate your business from. You may decide to conduct business out of your home, purchase a building of your own, or lease building space from someone else. Read on to learn more about what you need […]
What is Independent Contractor Insurance?
Contractors are inherently exposed to more risks than you would be as an employee. Without adequate Independent Contractor insurance, mistakes, disasters, and lawsuits could leave you bankrupt and out of business, bringing an end to your livelihood. 1099 contractors are self-employed, which comes with all the benefits and downsides of self-employment. Though you’re free to […]
